Privacy Policy

I collect personal information that you voluntarily provide when you contact me, submit a form, or schedule a consultation. This may include:

Information You Provide Directly

• Full name
• Email address
• Phone number
• Date of birth or age (when relevant to Medicare eligibility)
• General location (city, state, or ZIP code)
• Health coverage questions or Medicare-related inquiries you share with me
• Preferred language (English or Spanish)
• Any other information you choose to share in a message or consultation

Information Collected Automatically

When you visit this website, certain technical information may be collected automatically, including:

• IP address
• Browser type and version
• Device type
• Operating system
• Pages visited on this site
• Date and time of your visit
• Referring website
• Time spent on pages

The information I collect is used solely to provide you with Medicare guidance, respond to your inquiries, and improve your experience. Specifically, I use your information to:

• Respond to your questions, consultation requests, or messages
• Schedule and conduct Medicare consultations (phone, video, or in-person)
• Provide personalized Medicare plan guidance tailored to your needs
• Follow up with you regarding your Medicare options or enrollment
• Send educational information about Medicare if you have requested it
• Communicate in your preferred language (English or Spanish)
• Improve the content, functionality, and performance of this website
• Comply with applicable federal and state laws and regulations

I do not sell, rent, or trade your personal information to any third party. I may share your information only in the following limited circumstances:

Insurance Carriers & Plan Providers

If you choose to enroll in a Medicare plan, I may share the information necessary to complete your enrollment with the carrier or plan provider you select. This is done only with your knowledge and consent.

Service Providers

I may use third-party service providers to operate this website or manage communications. These providers are permitted to use your information only to perform services on my behalf and are required to keep your information confidential.

Legal Requirements

I may disclose your information if required by law, court order, or government regulation, or if I believe disclosure is necessary to protect the rights, property, or safety of myself or others.

I take reasonable steps to protect your personal information from unauthorized access, disclosure, alteration, or destruction. Measures in place include:

• Use of secure, encrypted communication tools for consultations
• Limiting access to personal information to myself and trusted service providers only
• Use of reputable CRM and form platforms with industry-standard security practices
• Secure email practices and password-protected systems

No method of transmission over the internet is 100% secure. If you have concerns about sharing sensitive information, please contact me directly by phone.

This website may use cookies and similar tracking technologies to improve your browsing experience and analyze how visitors use the site.

Types of Cookies Used

• Essential Cookies: Required for the website to function properly (e.g., form submissions).
• Analytics Cookies: Help me understand how visitors use the site so I can improve content and experience.
• Functional Cookies: Remember your preferences such as language selection.

Your Cookie Choices

You can control or disable cookies through your browser settings. Disabling cookies may affect some website functionality. Refer to your browser's help documentation for instructions.

You have the following rights regarding your personal information:

• Access: You may request a copy of the personal information I hold about you.
• Correction: You may request that I correct any inaccurate or incomplete information.
• Deletion: You may request that I delete your personal information, subject to any legal obligations to retain certain records.
• Opt-Out: You may opt out of receiving communications at any time by contacting me directly or replying "unsubscribe" to any email.
• Portability: You may request a copy of your data in a portable format where technically feasible.

To exercise any of these rights, please contact me using the information in the "Contact Us" section below.

This website may contain links to third-party websites such as Medicare.gov or insurance carrier sites. These links are provided for your convenience and informational purposes only.

I do not control these third-party websites and am not responsible for their privacy practices or content. I encourage you to review the privacy policies of any third-party websites you visit.

This website is intended for adults approaching Medicare eligibility (65 and older) or their adult family members and caregivers.

I do not knowingly collect personal information from children under the age of 13. If I become aware that I have inadvertently collected such information, I will take prompt steps to delete it. Please contact me immediately if you believe a child has submitted information through this website.

I reserve the right to update or revise this Privacy Policy at any time to reflect changes in my practices or applicable laws. When I make changes, I will update the "Last Updated" date at the top of this page.

Your continued use of this website after any changes constitutes your acceptance of the revised policy.